I was out recently with someone shopping for a big ticket item. Not too long into the conversation with the sales associate I noticed they had seamlessly pulled out the credit application to open an account. Immediately I said we’re not interested in opening an account at this time. Make sure you’ve done your comparison of not only the product, but the specials and finance terms if applicable. Once you know that’s the best deal for you THEN you determine the best way to make the purchase. Remember, applying for credit cards, houses, cars and other personal loans will be an inquiry and can impact your credit score. If the sales person is being pushy, just say no!!










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