No, just because you pay your debt doesn’t mean the creditor will do something extra nice for you. The account will be updated as “paid” with a zero balance, but will still be on your report. If you have to pay off an older debt (more than 24 months), please make sure to request that it be removed permanently from your report once your payment has been made. If the creditor won’t agree, go back and dispute with the credit bureaus to have it removed. Just remember, paid negative accounts are still negative accounts, just with $0 balance!
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