Question: What are some of the things that consumers may not realize can really harm a solid credit rating?
Answer: Your credit score is a critical part of your financial profile. Although it is necessary, it doesn’t define who you are. Even if you have a 700 credit score, you are still in danger negatively impacting your score if you are late on a reported creditor, have a new collection reported or even over utilize your credit cards. The maximum balance that should be carried over on a monthly basis is only 30% of the limit. This is probably the most common way that people lose points without even realizing it.
Contact us today for free credit consultation at 877-896-2831 or email assessment@visioncreditservices.com. Also, visit our website for more information about our services at www.visioncreditservices.com.
Great article. Thank you for sharing.